Dog health insurance is one of the best ideas ever conceived - dogs are our best friends, so we ought to take care of and protect them all we can, right? (Cat insurance fans, kindly exit stage right.) Well, the problem is that it is not usually cheap to insure your dog's wellbeing. You can expect to pay at least several hundred dollars per year to make sure that Fido, Butch and Spot are taken care of.
One good piece of news is that there are more and more companies each year starting to offer dog insurance. Another is that the competition resulting from the existence of so many insurance providers is helping to drive costs down little by little. There are many plans with varying degrees of coverage and different extra features as well as unique limitations, but we've looked around and found two of the best dog insurers.
First, there's Veterinary Pet Insurance. VPI was started in 1980 to offer insurance coverage for dogs, cats and other pets and has since insured over a million animals. You can visit the VPI website at PetInsurance.com. With VPI’s flexible plans and options, you can pick and choose the level of coverage that you want. VPI is a reputable company and you should look at their website first before going on to the next possible candidate.
Second, you can find good puppy protection at PetsHealthPlan.com. With their plan, you must pay $100 annually, but in exchange for it they will reimburse you 80 percent of your doggy's medical costs. Not a bad deal - but keep looking for lower rates before you decide to go with them.
Insuring your dog doesn't have to be a big headache or even that big of a drain on your budget. Just be sure that you look carefully for the benefits and costs of the company you plan to do business with. Your dog is important enough for that, isn't it?